Google Pay (formerly, Tez) is one of the most popular payment apps in India right now. Based on UPI (Unified Payments Interface), it allows you to send money, perform mobile, and DTH recharges, pay bills, pay at businesses, and more. Google Pay has now started testing the NFC-based card payments in India. Initially, the tech giant had announced the tokenized card feature in September last year but, the option didn’t appear till a few days ago. Google has also published a few help-articles (one/two) on its support website regarding the NFC-based card payments feature. However, the new feature is currently limited to only a few Google Pay users and is not available to the public
The news was first reported by AndroidPolice, that the NFC-based card payment option is rolled out by Google already. The UPI-based payments app has added the support for credit and debit cards as a new payment option. According to Google, the app currently supports only the Visa cards from Axis Bank and SBI. We expect the app to add support for the debit/credit cards from other banks soon.
How to Add Debit/Credit Card in Google Pay
The new payment option is an alternative to the current UPI-based money transfer system. For this feature to work, you first need to set up your debit/credit card in your Google Pay app. Remember that the service supports only the SBI and Axis Bank cards at the moment. To add the card for payments in your Google Pay app, first launch the app and then tap on your profile picture.
Now, select Settings and then click the Payment methods option. If you are a part of the testing process, you’ll see the option to add a card on the screen. Tap on Add card option and then fill in the required details like card number, expiry date, CVV, card holder’s name, and billing address. Tap save and follow the required tasks on the screen. You’ll then receive an OTP from your bank, approve it.
If you don’t see an option to add a card, it means the feature is not available for you yet. Google may roll out the feature for every user after a few months of testing. The NFC-based card payment feature will also let you scan Bharat QR payment codes.